Home Insurance- our home protects us round the year, but it also needs protection against the rude side of nature. Home insurance can protect your residence from both natural accident and man-made accidents. They offer a redeeming price for damage to property and life in the home.
Health Insurance- If you are taking a health insurance then that is going to give cover to you and your family. This can be on the basis of the type the health insurance is. This gives one the ability to fight sudden medical emergencies owing to hospital bills, medical expenses, specialist charges, etc.
Personal Accident Insurance- This kind of cover offered to one to cope with accidental deaths. Life insurance already covers this part. But when a person gets handicapped and losses his or her earning capacity either shared or totally, then the personal accident insurance can be helpful.
Motor Insurance- This protects one against vehicle damage and third party cases of accidents. You would have a shared contract with the insuring company that on payment of a confident amount as premium, the company will pay you a certain amount if any accidents happen. This type of insurance offers medical coverage, liability and property damages. The property damage covers the theft or damage of the car and the liability coverage maintains the legal aspects in terms of property damage and bodily damages.
Travel Insurance- As the name suggests the policies gives cover while one is on a trip. So, when you are on the trip all your tensions will be taken care of by the insurance from unexpected medical expenses to loss of passport, baggage, delay of flight, etc. You can have a safe and sound journey with them.
Commercial Insurance- In a company there are several needs of insurance policies. Most companies have several policies that are particularly designed to protect the assets, vehicles, machines, business, employees and other hidden losses. These policies help them to fulfill the instantaneous requirements.
These are some of the most common types of insurance that one can find in the market. If you are in need, choose one which fullfil your requirements.